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Freezing Exclusion: Third Circuit Affirms District Court’s Grant Of Summary...

Many typical homeowner’s insurance policies contain an exclusion for damages as a result of freezing unless the homeowner uses “reasonable care” to maintain heat in the home. While this can be a...

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The Protective Safeguards—Heat Maintained Endorsement Means What it Says:...

Typical first party property policies include provisions that address failure to maintain heat as excluded losses. The Eastern District of New York recently analyzed a specific endorsement requiring...

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